One the most wonderful feelings in the world come’s when
you buy a home, especially your first. There is nothing quite like it. For it can be a place in which to raise a
family, build net worth, and to affirm your identity in the community. It fosters the idea of economic mobility and
self-reliance. Weather you purchase an
existing home or build a new one, the excitement of just knowing that this
place is mine is “Awesome!”
To be in your own place, a place in which you decide
what goes in it, the furniture, drapes, pictures, paint, wallpaper, appliances,
people who visit and by all means the neighborhood. In the eyes of many homeowners, you cannot put
a price tag on their dreams, safety and future… for it’s their castle, high
tower and oasis. And the real value of any home cannot be truly
measured by the price paid or property assessment.
Home ownership is one of the central themes of the
American Dream. It’s one of those goals
you set when planning for your future. It
is to join the league of home owners among family, friends, coworkers and
neighbors. Although the process of
owning a home can be an ordeal, which includes the realtor, lender, seller, builder,
forms, credit check, taxes, fees, mortgage, insurance, title, and let’s not
forget the new neighbors. But not
everyone has been able to achieve this part of the dream, due in part to a lack
of knowledge, affordability, reasonable down payment, a livable wage job, low
credit rating as well as some questionable lending practices over the decades within
the housing industry itself.
However, owning a home to live in is truly a
blessing and should not be taken likely. It has always been something to strive for,
something worthwhile to live for and certainly something to work hard to
maintain. In the movie the Wizard of Oz, (1939), Dorothy Gale,
played by Judy Garland makes this statement while clicking her ruby red
slippers together three times… “There is
no place like home.” The question is…“Are we there yet?”
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